Protect your employees with SmartCare SME
Designed to give you a simple, cost-effective solution, AXA SmartCare SME protects your employees and their families against rising healthcare costs and other financial burdens relating to health and disability.

Hospitalization & Surgical: With our Letter of Guarantee you do not have to pay a single dollar to the hospital if the treatment is within the policy limit.

Outpatient: We have an extensive medical network where you can seek outpatient treatments on cashless or pay then claim basis.

Family and Lifestyle Protection: Besides Medical coverage, our SmartCare SME Plus product offers Loss of Income due to Disability, Critical Illness or Death.

Other Medical Cover: We have a range of optional benefits such as Dental or Optical coverage to make your policy more comprehensive.

Protect your Business with SmartPlan
With optional covers and scalable coverage limits, AXA SmartPlan gives you just the right coverage with one simple and cost-effective package for your unique business needs.

Work Injury Compensation: We will cover your workers for Medical leave wages, medical expenses and lump-sum compensation for permanent incapacity or death in the event of work related accident.

Liability: We will compensate against any claims in the event that someone is inadvertently injured or suffers an accident that your business is responsible for.

Business Interruption: We will cover you for the loss of profits when there is an interruption in operations due to damage to your property which is covered by your insurance policy.

Money: We compensate you for any loss or damage to your money or securities stored in your premises or in transit, 24 hours, 7 days a week.

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    Important Notes

    This insurance plan is underwritten by AXA Insurance Pte Ltd. The information featured in this website is published for general information only and is not a contract of insurance. The precise terms and conditions of the plan are specified in the policy contract. A product summary for the insurance plan is available and may be obtained from AXA Insurance Pte Ltd and the participating distributors' offices. You should read the product summary before deciding whether to purchase the plan.

    The insurance plan featured in this website does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. You may wish to seek advice from a financial consultant before making a commitment to purchase the plan. In the event that you choose not to seek advice from a financial consultant, you should consider whether the plan in question is suitable for you. Buying an insurance plan is a long-term commitment. An early termination of the plan usually involves high costs and the surrender value may be less than total premiums paid.

    The insurance plans featured in this website may be protected under the Policy Owners' Protection Scheme, which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for such plans are automatic and no further action is required from you should you buy the plan. For more information on the types of benefits that are covered under the Policy Owners' Protection Scheme as well as the limits of coverage, where applicable, please visit the AXA website at www.axa.com.sg or visit the LIA, GIA or SDIC websites (www.lia.org.sg, www.gia.org.sg or www.sdic.org.sg) for a copy of the SDIC Guide on PPF Scheme.